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If you're an Indian family looking at Europe in 2026, Malta keeps coming up for a reason. The Malta Permanent Residence Programme, or MPRP, is the Malta permanent residency route that lets you and your family get permanent residence in an EU and Schengen country. The best part is that you don't have to pack up and move there full-time to keep it.
One thing before we go further. Malta's citizenship-by-investment route is gone. It was shut down in 2025. So if you've read anywhere that you can get a "Malta passport" by investing, that's old information and it's wrong now. If you want the full story on what happened and why, we've covered it in detail here: What Happened to Malta Citizenship by Investment? 2026 Update for Indians. What's still open is the MPRP, and it's residency, not citizenship. Worth keeping that difference in mind, honestly, because plenty of people get the two mixed up before they've even started looking into it properly.
Below is what actually matters for 2026. Read along about it and learn who qualifies, what it costs, how the process runs, and how Glocal Opportunities can help you through it.
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The MPRP is for people who aren't from the EU, EEA, or Switzerland. Once approved, you get a Certificate of Maltese Residence and you'll become a permanent resident of Malta. You don't need to move there straight away, and there's no rule about how many days a year you must spend in the country. Thus, making it a flexible option for families who want a European base without giving up their current life in India.
1. Choose the right route
Decide between the property rental route and the property purchase route. Get your profile assessed by experts to understand which works best for your budget and goals.
2. Check your eligibility
Confirm you meet the age, background, and financial asset requirements before applying.
3. Engage a licensed agent
Applications to Residency Malta cannot be filed independently — they must go through an officially licensed agent.
4. Submit documents and pay the initial fee
Your file is prepared, including proof of funds, background checks, and family documents, along with the first part of the administration fee.
5. Undergo due diligence
Residency Malta conducts a multi-tier background verification process on the main applicant and all dependants.
6. Receive Approval in Principle
Once cleared, you get a formal notice confirming your application has been approved subject to completing the investment requirements.
7. Fulfil the contribution and property requirement
Pay the remaining administration fee, the government contribution, the NGO donation, and finalise your property lease or purchase.
8. Biometrics and residence card issuance
Applicants aged 14 and above must visit Malta for biometrics before residence cards are issued.
Every applicant to the Malta permanent residency programme must meet the following basic conditions:
Applicants must prove ownership of one of the following. You need to show one of two things. Either €500,000 in assets worldwide, with at least €150,000 of that sitting in something liquid like bank deposits, stocks, or bonds. Or, if you'd rather go that route, €650,000 in total assets with €75,000 kept liquid.
These funds do not need to be transferred to Malta and can remain in your home country accounts. However, applicants must continue to demonstrate ownership of these assets for the first five years of residency.
The old citizenship route was basically one big lump sum. The MPRP works differently. It's a fixed set of payments instead, and you've got two accommodation options to pick between. Doesn't matter which one you go with though, the core government fees stay the same either way.
| Payment | Amount |
|---|---|
| Government administrative fee (main applicant) | €60,000 — paid in two parts: €15,000 at submission, €45,000 after Approval in Principle |
| Government contribution (non-refundable) | €37,000 |
| Philanthropic donation to a registered Maltese NGO | €2,000 minimum |
| Additional adult dependants (parents, grandparents, adult children) | €7,500 per person |
| Route | Property Requirement | Combined Minimum Investment |
|---|---|---|
| Route 1 – Property Rental | Minimum lease of €14,000 per year for at least 5 years (€70,000 total) | Approximately €169,000 |
| Route 2 – Property Purchase | Minimum property value of €375,000 | Approximately €474,000 |
A one-time card issuance fee also applies for residence cards, along with translation, legal, and biometric costs, which vary by family size.
Please note: All fees mentioned are subject to change based on updates from the Maltese government and Residency Malta Agency.
Officially Malta says four to six months. In reality, from the day you submit to the day the residence card actually lands in your hand, you're looking at closer to a year in 2026. That's why applicants usually apply for the one year Temporary Residence Permit right at submission, so the family can legally be in Malta while the real application grinds through the system. And things do slow down sometimes, incomplete paperwork, questions about where your money came from, or just too many applications landing at once.
Malta's golden visa stands out among other European visa options for several reasons. It allows up to four generations of a family - spouse, children, parents, and grandparents to be included under a single application, which is broader than most comparable programmes. There is no mandatory minimum stay, making it practical for families who want the residency status without relocating permanently. It also offers a clear route into the Schengen zone, English is widely spoken, and Malta's legal and banking systems are well established and EU-compliant.
Weighing Malta against other European options? You can also compare the Portugal Golden Visa and the Greece Golden Visa, or look beyond the EU at the Dubai Golden Visa before deciding which residency-by-investment route fits your family best.
Most of these challenges can be resolved with guidance from the Best immigration consultant in India.
Want to get in touch with the Best immigration consultant in India? Contact our team or book a slot and our Malta MPRP experts will map out your route.
Call: 9958524200
Email: info@glocalopportunities.com
Schedule a meeting with us: https://calendly.com/opportunitiesglocal
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No. Malta's citizenship-by-investment programme was discontinued in 2025. The MPRP is a residency programme, not a citizenship route, and does not automatically lead to a Maltese passport.
Yes. Indian nationals are eligible to apply for the MPRP, provided they meet the financial asset thresholds and pass the Agency's due diligence checks.
No minimum stay is required to maintain your Malta permanent residency status, though you must keep your qualifying property and insurance active.
Glocal Opportunities is a trusted name among Indian applicants for guidance on the Malta MPRP, offering support from eligibility assessment through to residence card issuance.
Yes, dependent parents and grandparents can be included, subject to an additional per-person fee and proof of financial dependency on the main applicant.
